Review · Business
Revolut Business review: the multi-currency business account for global trade
Revolut Business offers multi-currency accounts, interbank exchange allowances, unlimited team members and built-in payment acceptance. Plans, safety, pros and cons.
Bitezine Editorial TeamRankings, reviews & guides 8 min read
AI generated
Business account · Mid-range
Revolut Business
Revolut Business is the strongest pick for companies that pay, get paid and hold money in several currencies, with rich spend management and payment tools, though its paid tiers, allowance-based fees and occasional account restrictions need watching.
What we like
- +Multi-currency accounts to send and receive 30+ currencies
- +Monthly allowance for currency exchange at the interbank rate
- +Unlimited team members with physical and virtual cards and spend controls
- +Built-in payment acceptance: terminals, Tap to Pay on iPhone, payment links, invoices and online checkout
- +Accounting integrations, including Lexware Office, plus APIs on higher plans
- +Licensed EU bank (Revolut Bank UAB) and 24/7 support in German
What could be better
- −No free plan for companies in Germany
- −Fees apply once you exceed plan allowances for transfers and exchange
- −Bulk payments, approvals, bills and APIs require Grow or higher
- −Expense tool costs extra per user
- −Some customers report sudden account restrictions and verification delays
Best for: Companies and teams that trade internationally and want banking, cards and payments in one app
Visit Revolut Bank UAB →This Revolut Business review looks at the business account from Revolut, the London-founded fintech that holds an EU banking licence through Revolut Bank UAB in Lithuania. Revolut Business is built around multi-currency accounts, low-cost international transfers and currency exchange at the interbank rate, and it adds corporate cards, spend management and payment acceptance on top.
Drawing on Revolut's German plan comparison, its regulatory disclosures and customer feedback, we explain the four plans, what they include, how safe your money is and how Revolut Business compares with Qonto and N26 Business for companies in Germany.
What is Revolut Business?
Revolut was founded in 2015 by Nik Storonsky and Vlad Yatsenko and launched Revolut Business in 2017. The group now serves tens of millions of customers worldwide and says more than 20,000 new businesses join Revolut Business each month. In the EU, accounts are provided by Revolut Bank UAB, which is authorised and regulated by the Bank of Lithuania.
The account is managed through the mobile app and on the web. You can run several businesses from one login and switch between them, which is handy for founders with more than one company.
Revolut Business plans in Germany
Revolut offers four company plans in Germany: Basic, Grow, Scale and Enterprise. There is no free company plan, and prices run from budget for Basic to premium for Scale, with Enterprise priced individually. The plans share the multi-currency core and differ in allowances and advanced tools.
- Basic: multi-currency accounts, 10 free local transfers a month, 1,000 euros of interbank exchange, cards, invoices and payment acceptance
- Grow: 100 free local and 5 free international transfers, 15,000 euros of interbank exchange, bulk transfers, custom approvals, bills, purchase orders, analytics, APIs and one metal card
- Scale: 1,000 free local and 25 free international transfers, 60,000 euros of interbank exchange, two metal cards and custom card designs
- Enterprise: custom allowances and a dedicated account manager
Fees to watch
Revolut Business is cheap when you stay within your allowance and can get expensive when you do not. Local transfers beyond the allowance carry a small fee, international transfers a higher one, and exchanging beyond your monthly interbank allowance adds a percentage markup, with a higher markup outside market hours. ATM withdrawals beyond the allowance also cost extra.
Businesses should estimate their monthly transfer count and exchange volume before choosing a plan, because upgrading can be cheaper than paying per transaction. The expense management tool is an optional add-on charged per person.
Cards, spend management and integrations
Every plan allows unlimited team members, each with up to three physical and 50 virtual cards. Admins can set limits by category, account, currency and period, and freeze cards instantly. From Grow upwards, custom approval rules, account permissions, bills that pull from accounting software and purchase orders turn Revolut into a light spend management platform.
Revolut connects to more than 45 accounting tools, including Lexware Office, which is popular with small German businesses, and to HR platforms. Business APIs for automating payments and card issuing are available from Grow.
Getting paid: terminals, Tap to Pay and online checkout
Revolut Business doubles as a payment provider. You can buy the Revolut Terminal, a portable device with built-in POS, printer and eSIM, or the cheaper Lite Terminal without printer, or accept contactless payments with Tap to Pay on iPhone. Online, there are payment links, recurring subscriptions, invoices with automatic reminders, e-commerce plugins, a hosted checkout and Revolut Pay.
Card fees are charged per transaction and depend on the plan. For shops that already bank with Revolut, keeping payments and banking in one place simplifies reconciliation.
Is Revolut Business safe?
Revolut Bank UAB is a licensed bank, and eligible deposits are covered by the Lithuanian deposit insurance scheme. Security features include a control centre for devices and sign-in methods, facial recognition for sensitive actions and an instant account lock.
Revolut is rated highly on Trustpilot and in app stores, but negative reviews repeatedly mention accounts being frozen or restricted and verification taking longer than expected. As with any online provider, it makes sense for a business not to depend on a single account for all its cash.
Who should choose Revolut Business?
Revolut Business is ideal for e-commerce sellers, agencies, startups and exporters that invoice or pay suppliers in several currencies, and for growing teams that need cards and approvals. Companies that mainly operate in euros inside Germany and want DATEV-centred bookkeeping may find Qonto a better fit, while solo freelancers on a tight budget can start for free with N26 Business.
Key specs
- Provider
- Revolut Bank UAB, regulated by the Bank of Lithuania
- Plans
- Basic, Grow, Scale, Enterprise (custom)
- Currencies
- Send and receive 30+ currencies; card spending in 150+
- Interbank exchange allowance
- 1,000 euros (Basic), 15,000 (Grow), 60,000 (Scale) per month
- Free local transfers
- 10 (Basic), 100 (Grow), 1,000 (Scale) per month
- Cards
- Up to 3 physical and 50 virtual per team member; metal cards on Grow and Scale
- Payments
- Revolut Terminal, Lite Terminal, Tap to Pay on iPhone, payment links, invoices, online checkout
- Support
- 24/7 in German; account manager on Enterprise
Alternatives to consider
- Qonto: Stronger for German bookkeeping, DATEV sync and e-invoicing with a German IBAN.
- Wise Business: A focused alternative for multi-currency accounts and low-cost international transfers.
- N26 Business: A free, simple option for self-employed people who mainly work in euros.
Frequently asked questions
Is Revolut Business a bank?
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In the EU, Revolut Business accounts are provided by Revolut Bank UAB, a bank authorised and regulated by the Bank of Lithuania. Eligible deposits are covered by the Lithuanian deposit insurance scheme.
Is there a free Revolut Business plan in Germany?
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No. Revolut's German company plans start with the paid Basic plan, followed by Grow, Scale and a custom Enterprise plan.
What is the difference between Revolut Business Basic and Grow?
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Grow raises the allowances to 100 free local transfers, 5 free international transfers and 15,000 euros of monthly interbank exchange. It also adds bulk transfers, approvals, bills, purchase orders, analytics, APIs and a metal card.
How many team members can use Revolut Business?
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All plans include unlimited team members at no extra cost. Each member can have up to three physical and 50 virtual cards, although the expense tool is charged per person.
Can I accept card payments with Revolut Business?
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Yes. You can use the Revolut Terminal or Lite Terminal, Tap to Pay on iPhone, payment links, invoices and online checkout tools. Transaction fees depend on your plan.
Does Revolut Business work with German accounting software?
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Yes. Revolut Business integrates with more than 45 accounting tools, including Lexware Office.
Revolut Business or Qonto: which should I choose?
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Choose Revolut Business if you handle several currencies or international payments. Choose Qonto if your business is mainly euro-based in Germany and you want a German IBAN with DATEV-focused bookkeeping.
Revolut Business is the business account to beat for international work in 2026. Multi-currency accounts, generous interbank exchange allowances, unlimited team members and built-in payment acceptance give growing companies a lot in one app, backed by an EU banking licence. Watch the allowance-based fees, remember that advanced tools start at Grow, and keep a backup account in case of compliance holds. For companies that trade across borders, Revolut Business is well worth a close look.
How we research: Reviews are based on the maker’s specifications, published independent tests and owner reports. Scores compare the product with others in its class.
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